155
Real Estate & Construction
In association with its sister company Safricas
Congo, Safricas Zambia Limited has constructed a
multitude of highway bridges and has experience
dealing with associated challenges that are often
encountered, such as working in an urban setting on
an active highway, strict traffic management require-
ments, constricted work and staging areas, working
adjacent to settlement-sensitive existing structures,
and environmental and fishery sensitivity.
With a proven track record of managing and deliver-
ing the project as required and an operational strat-
egy to maintain a full profile of services, Safrica’s
client base can receive competitive bridge designs
and construction options. Efficient deployment of re-
sources is at the core of its competence. Safricas
can provide a large inventory of single span struc-
tures, with a wide variety of sizes and loading ca-
pacities to suit requirements.
O
ur b
ig
g
est c
a pab
il
ity is the integ
ration of
the l
oc
a l
c
o mmunity,
the l
oc
a l
l
ab
or mark
e t.
W
e try to empl
oy
Z
amb
ians as muc
h as possib
l
e b
ec
a use w
e b
el
iev
e
that it is our q
ual
ity Z
amb
ian staf
f
that w
il
l
g
iv
e us the
real
c
o mpetitiv
e adv
a ntag
e.
Joseph Besa
Managing Director
R
ead the f
ul
l
interv
i ew
in our Innov
a tors sec
t ion,
pag
e 4
1
Zambia National
Buil
ding
Society
(
ZNBS)
Noriana Mseteka Muneku
Managing Director
Cairo Road
Lusaka
Tel: +260 211 225 354
Fax: +260 211 225 354
A
c
t iv
i ty: B
uil
ding
S
oc
i ety
F
ounded in: 1
9
7
0
The Zambia National Building Society (ZNBS), the
premier building society in Zambia, was founded in
1970. The merger of First Permanent Building Soci-
ety, Old Mutual Building Society, and Security Build-
ing Society created the Zambia National Building
Society. All assets and liabilities were transferred to
the ZNBS upon the merger of these societies. There
are 19 branches of the ZNBS network.
The Zambia National Building Society engages
in the businesses of property financing, real es-
tate services, and banking. It offers mortgages for
the outright purchase of real estate, development/
construction, and home improvement schemes.
The company also provides property management,
maintenance, estate agency, property surveying,
valuation, conveyance, property development, in-
vestment consultancy, as well as financing services.
In addition, it engages in the sale and rent of proper-
ties, securing properties for purchase or rent, renting
of commercial properties to the public, and manage-
ment of commercial and residential properties on be-
half of its customers. Furthermore, the company pro-
vides banking products and services, which include
personal accounts, life assurance accounts, salary
accounts, fixed deposit accounts, and stop order ac-
counts through its network of branches in Zambia.
ZNBS has launched an aggressive and innovative
reinvestment strategy to expand its business port-
folio and sustain growth in the wake of competition
brought on by liberalization and the entry of other
building societies and financial institutions into the
market. Accordingly, ZNBS has explored new av-
enues of business, such as agency arrangements
with the Lottery Management Company and the
Road Traffic Commission for the sale of Kwachama-
nia tickets and road traffic license disks respectively.
ZNBS continues to grow with its ambitious corporate
strategy to stay ahead of its competition. ZNBS re-
mains the leading building society in the country and
is eager to work with potential investors and/or busi-
ness partners in the future to help facilitate growth in
the housing sector.
